Health Insurance Marketplace 2025 | Save $2,400+ with ACA Subsidies

Get affordable health insurance through the Health Insurance Marketplace. Compare plans, check eligibility for subsidies, and enroll in ACA coverage.

💰 Save an Average of $2,400 per Year!

Most people qualify for premium tax credits and cost-sharing reductions that significantly reduce health insurance costs through the ACA Marketplace.

87%

of enrollees qualify for subsidies

$2,400

average annual savings

$0

cost for our assistance

What is the Health Insurance Marketplace?

🏛️ Government-Run Exchange

The Health Insurance Marketplace (also called the ACA Exchange or Obamacare Marketplace) is a government-run platform created by the Affordable Care Act where individuals and families can shop for comprehensive health insurance plans.

  • • Compare plans side-by-side easily
  • • Check eligibility for subsidies instantly
  • • Enroll in coverage online securely
  • • Get free expert help with enrollment

💰 Financial Assistance Available

Most people qualify for financial help to lower their monthly premiums and out-of-pocket costs. Income limits are generous!

  • Premium tax credits - Lower monthly costs
  • Cost-sharing reductions - Lower deductibles & copays
  • Medicaid expansion - Free coverage for low income
  • CHIP for children - Affordable kids' coverage

Do You Qualify for Health Insurance Marketplace Subsidies?

2025 Income Limits for Premium Tax Credits

Individual:Up to $60,240/year
Family of 2:Up to $81,560/year
Family of 3:Up to $102,880/year
Family of 4:Up to $124,200/year

Additional Qualifications

  • ✓ U.S. citizen or legal resident
  • ✓ Not eligible for employer coverage
  • ✓ Not eligible for Medicare
  • ✓ Income above Medicaid limits

Not sure if you qualify? Our licensed agents can check your eligibility in minutes - completely free!

Enrollment Periods

Open Enrollment

Nov 1 - Jan 15

Annual enrollment period for everyone

Special Enrollment

60 Days

After qualifying life events

Medicaid/CHIP

Year-Round

Enrollment anytime for eligible

Marketplace Plan Categories

Bronze

60%

Low premiums, high deductibles

Silver

70%

Most popular, good balance

Gold

80%

Higher premiums, lower costs

Platinum

90%

Highest premiums, lowest costs

Ready to Get Marketplace Coverage?

Get help enrolling in affordable health insurance through the Health Insurance Marketplace.