Health Insurance Marketplace 2025 | Save $2,400+ with ACA Subsidies
Get affordable health insurance through the Health Insurance Marketplace. Compare plans, check eligibility for subsidies, and enroll in ACA coverage.
💰 Save an Average of $2,400 per Year!
Most people qualify for premium tax credits and cost-sharing reductions that significantly reduce health insurance costs through the ACA Marketplace.
of enrollees qualify for subsidies
average annual savings
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What is the Health Insurance Marketplace?
🏛️ Government-Run Exchange
The Health Insurance Marketplace (also called the ACA Exchange or Obamacare Marketplace) is a government-run platform created by the Affordable Care Act where individuals and families can shop for comprehensive health insurance plans.
- • Compare plans side-by-side easily
- • Check eligibility for subsidies instantly
- • Enroll in coverage online securely
- • Get free expert help with enrollment
💰 Financial Assistance Available
Most people qualify for financial help to lower their monthly premiums and out-of-pocket costs. Income limits are generous!
- • Premium tax credits - Lower monthly costs
- • Cost-sharing reductions - Lower deductibles & copays
- • Medicaid expansion - Free coverage for low income
- • CHIP for children - Affordable kids' coverage
Do You Qualify for Health Insurance Marketplace Subsidies?
2025 Income Limits for Premium Tax Credits
Additional Qualifications
- ✓ U.S. citizen or legal resident
- ✓ Not eligible for employer coverage
- ✓ Not eligible for Medicare
- ✓ Income above Medicaid limits
Not sure if you qualify? Our licensed agents can check your eligibility in minutes - completely free!
Enrollment Periods
Open Enrollment
Annual enrollment period for everyone
Special Enrollment
After qualifying life events
Medicaid/CHIP
Enrollment anytime for eligible
Marketplace Plan Categories
Bronze
Low premiums, high deductibles
Silver
Most popular, good balance
Gold
Higher premiums, lower costs
Platinum
Highest premiums, lowest costs
ACA Marketplace Resources & Calculators
Educational guides, subsidy calculators, and enrollment tools for Health Insurance Marketplace plans
ACA Subsidy Calculator
FeaturedEstimate premium tax credits and cost-sharing reductions for Marketplace plans
Medicare Cost Calculator
FeaturedCalculate your estimated Medicare costs and compare different plan options
Harris County Health Insurance Guide
Comprehensive health insurance guide for Harris County, Texas residents
Medicare Extra Help Program
Low-Income Subsidy (LIS) program for prescription drug costs and Medicare premiums
Medicare Part D Formulary Lookup
Search prescription drug coverage and costs across different Medicare Part D plans
Miami-Dade Health Insurance Guide
Local guide to health insurance options for Miami-Dade County residents
Need Personal Guidance?
Our licensed insurance experts can walk you through any of these resources and help you apply the information to your specific situation.
Explore Other Insurance Options
Health Insurance Marketplace is perfect for under-65. If you're approaching Medicare age, explore Medicare options, or use our calculators to compare all coverage types.
ACA Subsidy Calculator
Calculate premium tax credits and estimate your ACA marketplace savings
Medicare Advantage Plans
HMO & PPO plans with extra benefits like dental, vision, and prescription coverage
Medicare Cost Calculator
Compare Medicare plan costs and estimate your out-of-pocket expenses
Medicare Part D
Prescription drug coverage with formulary lookup and cost comparison
Medicare Supplement Plan G
Comprehensive Medigap coverage for Medicare Part A & B out-of-pocket costs
Plan Comparison Tool
Side-by-side comparison of Medicare Advantage and Supplement plans
Not Sure Which Option Is Best for You?
Our licensed insurance experts can help you compare all options and find the perfect coverage for your specific needs and budget.
Ready to Get Marketplace Coverage?
Get help enrolling in affordable health insurance through the Health Insurance Marketplace.