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Enrollment Timeline

Never miss an important enrollment deadline. Track key dates and periods for Medicare and health insurance coverage.

📅 Enrollment Timeline

No enrollment periods currently available for your situation.

📋 Understanding Enrollment Periods

Different types of enrollment periods and when they apply

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Initial Enrollment Periods

When: First time eligible
Duration: 7 months
Examples: Turning 65, disability onset
Importance: Best rates, no penalties
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Annual Enrollment Periods

When: Same time each year
Duration: 2-3 months
Examples: Medicare AEP, Marketplace OEP
Purpose: Make changes to existing coverage

Special Enrollment Periods

When: Qualifying life events
Duration: 60 days
Examples: Moving, losing coverage
Requirements: Must document event
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Open Enrollment

When: Annual period
Duration: 2-3 months
Examples: Health Marketplace, employer plans
Purpose: New enrollment and changes
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Continuous Enrollment

When: Year-round
Duration: Ongoing
Examples: Medicaid, Extra Help
Benefits: No waiting periods
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Guaranteed Issue

When: Specific circumstances
Duration: Limited time
Examples: Medigap OEP, losing coverage
Benefits: No medical underwriting

⏰ Critical Deadlines

Don't miss these important enrollment windows

Medicare Deadlines

Medicare Annual Enrollment Period

Dates: October 15 - December 7
Deadline: December 7
Action: Make changes to Medicare Advantage and Part D

Medigap Open Enrollment Period

Timing: 6 months after Part B starts
Action: Enroll in Medigap with guaranteed issue
Note: Best rates guaranteed during this period

Initial Enrollment Period

Timing: 7 months around 65th birthday
Action: First Medicare enrollment
Note: Avoid late enrollment penalties

Health Insurance Deadlines

Marketplace Open Enrollment

Dates: November 1 - January 15
Deadline: January 15
Action: Enroll in ACA plans with subsidies

Special Enrollment Periods

Timing: 60 days from qualifying event
Events: Moving, marriage, losing coverage
Action: Enroll outside Open Enrollment

Employer Plan Changes

Timing: Varies by employer
Action: Review and change coverage
Note: Check with HR for specific dates

💡 Enrollment Tips & Best Practices

Make the most of your enrollment opportunities

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Prepare Early

  • • Gather required documents
  • • Research available plans
  • • Compare costs and benefits
  • • Check provider networks
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Compare Options

  • • Use comparison tools
  • • Check star ratings
  • • Review prescription coverage
  • • Consider total costs

Act Quickly

  • • Don't wait until deadline
  • • Allow processing time
  • • Confirm enrollment
  • • Keep documentation
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Get Help

  • • Contact licensed agents
  • • Use Medicare.gov tools
  • • Call 1-800-MEDICARE
  • • Seek local assistance
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Review Annually

  • • Check for plan changes
  • • Review prescription needs
  • • Compare with new options
  • • Update personal information
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Avoid Penalties

  • • Enroll during IEP
  • • Maintain creditable coverage
  • • Document life changes
  • • Understand late fees

Need Help with Enrollment?

Our licensed agents can guide you through the enrollment process and help you find the best coverage options.