Medicare Extra Help Eligibility Quiz 2025 - Am I Eligible for Prescription Drug Assistance?
Take our free Medicare Extra Help qualification quiz to see if you qualify for Low Income Subsidy (LIS) benefits. Find out if you're eligible for prescription drug cost assistance and could save up to $5,000+ annually on Medicare Part D costs. Have questions about Extra Help or Medicare? Ask our AI Medicare assistant for instant expert answers.
⏰ Don't miss out! Over 12 million Medicare beneficiaries qualify for Extra Help but many don't apply.
Medicare Extra Help Savings: What You Could Save
Do You Qualify for Medicare Extra Help?
Complete this quick assessment to determine your eligibility for prescription drug cost assistance.
1. Do you have Medicare Part A and/or Part B?
2. What is your current marital/household status?
3. What is your total monthly income from all sources?
Include Social Security, pensions, wages, interest, dividends, and any other income.
4. What are your countable resources (savings and investments)?
Include bank accounts, stocks, bonds, mutual funds. Do NOT include your home, car, or burial funds up to $1,500.
5. Do any of these apply to you?
Your information is not stored or shared. This is for assessment purposes only.
Understanding Your Potential Benefits
Full Extra Help Benefits
If you qualify for full benefits, you could receive maximum savings on prescription costs.
- ✓$0 monthly Part D premium
- ✓$0 annual deductible
- ✓$4.50 generic drug copay
- ✓$11.20 brand name copay
- ✓No coverage gap (donut hole)
Partial Extra Help Benefits
Even partial benefits provide significant savings on prescription drug costs.
- ✓Reduced monthly premiums
- ✓Lower annual deductible
- ✓Reduced copays and coinsurance
- ✓Coverage gap protection
- ✓25% savings on brand drugs
2025 Qualification Guidelines
| Benefit Level | Individual Income | Married Couple Income | Resource Limits |
|---|---|---|---|
| Full Extra Help | $21,870/year or less | $29,580/year or less | $16,660 / $33,240 |
| Partial Extra Help | $24,330/year or less | $32,940/year or less | $16,660 / $33,240 |
*Income and resource limits are updated annually. These are 2025 amounts.
Next Steps After the Quiz
Review Your Results
Based on your answers, you'll get an indication of whether you might qualify for Extra Help and what level of benefits you could receive.
Apply for Extra Help
If the quiz indicates you might qualify, the next step is to submit an official application.
• Online at socialsecurity.gov
• Call Social Security at 1-800-772-1213
• Visit your local Social Security office
Choose a Part D Plan
Once approved for Extra Help, you can select a Medicare Part D plan or be auto-enrolled in a plan if you don't choose one.
Frequently Asked Questions
How accurate is this qualification quiz?
This quiz provides a preliminary assessment based on current eligibility guidelines. Only Social Security can make an official determination. We recommend applying if the quiz indicates you might qualify.
What if my income changes during the year?
You can apply for Extra Help at any time during the year if your circumstances change. Benefits will start the month after Social Security approves your application.
Do I need to reapply every year?
No, Extra Help benefits continue automatically as long as you remain eligible. Social Security may periodically review your eligibility and ask for updated information.
Have More Medicare Questions?
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Our Medicare experts can help you understand your quiz results, gather required documentation, and guide you through the Extra Help application process at no cost.
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