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Junior Goulbourne

Medicare Advantage Expert & Life Insurance Specialist

11+ years expertise in Medicare Advantage plans and Life Insurance solutions for Florida families and businesses. Specialized in term life insurance, final expense coverage, and comprehensive employee benefits packages.

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Junior's Expertise

Medicare Advantage Expert
Final Expense Specialist
Life Insurance Advisor
Health Marketplace Navigator
Employee Benefits Expert
Florida Licensed Agent

About Junior Goulbourne

Junior Goulbourne is a versatile insurance specialist with over 11 years of experience helping individuals, families, and businesses in Florida find comprehensive insurance solutions. As a former police official, Junior brings his lifelong passion for serving the community to the insurance industry, approaching each client relationship with the same care, dedication, and commitment to protection that defined his law enforcement career. His expertise spans multiple insurance sectors, from Medicare Advantage and Final Expense coverage for seniors to Life Insurance and Employee Benefits for working professionals.

Junior's background in law enforcement has instilled in him a deep understanding of risk assessment and the importance of comprehensive protection. This perspective, combined with his broad insurance knowledge, allows him to serve clients throughout their entire insurance journey with a protective mindset. Whether they're young professionals seeking life insurance, families navigating the Health Insurance Marketplace, seniors transitioning to Medicare Advantage, or planning for final expenses, Junior approaches each situation with the thoroughness and attention to detail that comes from years of public service.

What sets Junior apart is his service-oriented approach rooted in his police background and his ability to understand the complete insurance picture from a protection standpoint. Just as he once served and protected the community as a law enforcement officer, he now helps families and businesses safeguard their financial future through comprehensive insurance planning. He takes pride in building lasting, trust-based relationships with clients, providing the same level of dedication and care he brought to public service while helping them navigate complex insurance decisions with confidence.

Professional Background

  • • Former Police Official with public service background
  • • 11+ years comprehensive insurance experience
  • • Licensed in Florida and 40+ states
  • • Certified Insurance Specialist
  • • 2,400+ clients served
  • • Multi-line insurance expertise
  • • Employee Benefits specialist

Client Results

  • • Average savings: $2,100 per year
  • • 94% client satisfaction rate
  • • 87% client retention rate
  • • Service-oriented approach
  • • Comprehensive coverage coordination

Junior's Insurance Specializations

Medicare Advantage

Comprehensive Medicare Advantage plans with additional benefits beyond Original Medicare.

  • • Plan comparison & selection
  • • Provider network analysis
  • • Extra benefits evaluation
  • • Annual enrollment guidance
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Final Expense

Affordable final expense insurance to cover burial costs and end-of-life expenses for families.

  • • Whole life coverage
  • • Guaranteed acceptance options
  • • Affordable premiums
  • • No medical exam plans
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Life Insurance

Term and permanent life insurance solutions to protect families and replace income.

  • • Term life insurance
  • • Whole life coverage
  • • Universal life plans
  • • Family protection planning
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Health Marketplace

ACA Marketplace navigation with premium tax credits and subsidy optimization.

  • • Marketplace plan selection
  • • Premium tax credits
  • • Subsidy qualification
  • • Special enrollment periods
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Employee Benefits

Group insurance solutions and employee benefit packages for businesses and organizations.

  • • Group health insurance
  • • Group life insurance
  • • Voluntary benefits
  • • Benefits administration
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Comprehensive Planning

Complete insurance portfolio coordination across all life stages and needs.

  • • Multi-line coordination
  • • Coverage gap analysis
  • • Life stage planning
  • • Annual reviews

Medicare Advantage Expert & Life Insurance Specialist

Medicare Advantage Plans

As a certified Medicare Advantage expert in Florida, Junior specializes in comprehensive Medicare Advantage plans that combine Parts A, B, and often D into one convenient plan. His expertise in Medicare plans helps seniors find all-in-one coverage with additional benefits like dental, vision, and wellness programs.

  • HMO Medicare Advantage - Coordinated care with primary care physician
  • PPO Medicare Advantage - Flexible provider network options
  • Special Needs Plans (SNPs) - Specialized care for chronic conditions

Life Insurance Solutions

Life Insurance Options (2025)

Term Life Insurance:Affordable Protection
Whole Life Insurance:Permanent Coverage
Final Expense Insurance:Burial & End Costs

🎯 Free Life Insurance Quote Available

Florida Medicare Advantage & Life Insurance Expert

Serving All of Florida: Miami-Dade • Broward • Palm Beach • Orange • Hillsborough • Pinellas • Duval • All Counties

$2,100
Average Annual Savings
94%
Client Satisfaction
Free
Insurance Analysis

Client Success Stories

Complete Family Coverage

Family of 4, Orlando, FL

Health Marketplace:$280/month
Life Insurance:$500K coverage
Final Expense:Grandparents covered

Total Monthly Investment:$385/month
🎯 Complete multi-generational protection

Senior Medicare Transition

Retiree, Age 65, Miami, FL

Previous COBRA:$720/month
Medicare Advantage:$65/month
Extra Benefits:Dental + Vision + Rx

Annual Savings:$7,860
💰 Better coverage, huge savings

What Junior's Clients Say

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Thomas R.

Small Business Owner, Tampa, FL

"Junior helped me set up employee benefits for my company and also got me life insurance for my family. His knowledge across different insurance types saved me time and money. One-stop shopping!"

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Linda G.

Retiree, Jacksonville, FL

"Junior walked me through my Medicare options and also helped me get final expense coverage for both my husband and me. He made the whole process simple and stress-free."

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Get Comprehensive Insurance Guidance with Junior

Whether you need Medicare Advantage, Final Expense, Life Insurance, Health Marketplace coverage, or Employee Benefits, Junior provides complete insurance solutions tailored to your needs.

$2,100
Average Annual Savings
5
Insurance Specialties
Free
Comprehensive Analysis

Get Your Free Insurance Analysis from Junior

Discover comprehensive insurance solutions including Medicare Advantage, Final Expense, Life Insurance, Health Marketplace, and Employee Benefits. Junior will analyze your complete insurance needs and find the best coverage options.

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Trusted by Florida Families

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15,000+
Families Enrolled
4.9/5
Customer Rating
💰
$705
Average Annual Savings
🕒
24/7
Customer Support

Real Florida Success Stories

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Maria Rodriguez

Spring, TX

✓ Verified Customer
"Como madre soltera trabajando en un restaurante, nunca pensé que podría pagar un seguro de salud. El agente me explicó todo en español y ahora tengo cobertura completa por solo $25 al mes. Mi hija y yo finalmente tenemos la tranquilidad que necesitamos."
Before:

Uninsured single mother, restaurant worker

After:

$25/month Silver plan with subsidies

Annual Savings: $2,400Customer for 8 months
3/3
5-Star Reviews
$2,467
Average Savings
100%
Would Recommend

Success Stories by Industry

🍽️
Maria Rodriguez
Restaurant Worker

"Como madre soltera trabajando en un restaurante, nunca pensé que podría pagar un seguro de salud. El agente me explicó t..."

Saves $2400 annually
James Thompson
Energy Worker

"Working in the oil field, my income varies a lot. The Marketplace plan adjusted my subsidies when my income changed, and..."

Saves $1800 annually
🏨
Carlos Mendez
Hospitality Worker

"Trabajo en un hotel en Miami Beach y mi esposa es ama de casa. Con cuatro hijos, pensamos que nunca podríamos tener segu..."

Saves $3200 annually
💻
Keisha Washington
Tech Worker

"As a freelance web developer in Atlanta, I needed coverage that wouldn't break my budget. The Bronze plan gives me the p..."

Saves $1200 annually
🎰
Roberto Silva
Casino Worker

"Trabajo como dealer en un casino y mi horario es de noche. Encontrar seguro médico que funcionara con mis propinas y hor..."

Saves $2800 annually
🌾
Sarah Miller
Agriculture Worker

"My husband and I run a small farm outside Oklahoma City. We couldn't afford health insurance until we learned about the ..."

Saves $2200 annually

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Licensed Agents
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HIPAA Compliant
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