Lee County Florida Medicare Advantage Plans 2025

Discover comprehensive Medicare Advantage plans in Lee County, Florida. Compare coverage options for Fort Myers, Cape Coral, Bonita Springs, Estero, and surrounding Southwest Florida communities with access to Lee Health System, NCH Healthcare, and premier Florida healthcare providers.

Top Medicare Plans in Lee County

Humana Medicare Advantage

Comprehensive Medicare Advantage plans serving Southwest Florida with extensive provider networks and competitive benefits for Lee County residents.

  • • $0 premium options available
  • • Large Southwest Florida network
  • • Part B give back benefits
  • • Extra benefits package

UnitedHealthcare AARP

Medicare Advantage plans designed for AARP members with special considerations for Florida retirees and snowbird populations.

  • • AARP member benefits
  • • Snowbird-friendly coverage
  • • Access to Lee Health System
  • • Wellness programs

Florida Blue Medicare

Local Florida Medicare Advantage plans with deep understanding of Southwest Florida healthcare needs and provider relationships.

  • • Local Florida focus
  • • Hurricane/disaster coverage
  • • Lee Health network access
  • • Prescription drug coverage

Lee County Coverage Areas

Central Lee County

  • • Fort Myers
  • • Cape Coral
  • • Lehigh Acres
  • • North Fort Myers

South Lee County

  • • Bonita Springs
  • • Estero
  • • San Carlos Park
  • • Three Oaks

East Lee County

  • • Alva
  • • Buckingham
  • • Tice
  • • Olga

Coastal Areas

  • • Fort Myers Beach
  • • Sanibel
  • • Captiva
  • • Pine Island

Major Healthcare Providers in Lee County

Premier Health Systems

  • Lee Health System
  • NCH Healthcare System
  • Gulf Coast Medical Center
  • HealthPark Medical Center

Specialized Florida Services

  • Hurricane preparedness coverage
  • Snowbird coordination services
  • Cancer treatment centers
  • Senior wellness programs

Medicare Advantage Benefits in Lee County

Standard Benefits

  • Hospital and medical coverage (Parts A & B)
  • Prescription drug coverage (Part D)
  • Annual out-of-pocket maximums
  • Emergency coverage nationwide

Enhanced Florida Benefits

  • Hurricane and disaster coverage
  • Snowbird seasonal coordination
  • Beach community coverage
  • Part B premium give back options

Special Considerations for Lee County Residents

Snowbird Population

Many Medicare plans offer special coordination for seasonal residents who split time between Florida and northern states during winter months.

Hurricane Preparedness

Southwest Florida Medicare plans include coverage for hurricane evacuation, emergency treatment, and temporary out-of-area care during disasters.

Retiree Community

Lee County's large retiree population benefits from enhanced wellness programs, preventive care, and senior-focused healthcare services.

Resources for Lee County Residents

Florida SHIP Program

Free Medicare counseling services for Lee County residents

Find Local Counselors →

Plan Comparison

Compare Medicare plans with Florida-specific benefits

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Hurricane Coverage Info

Learn about disaster preparedness and coverage

Learn More →

Medicare Savings Opportunities

Part B Premium Give Back Plans

Many Lee County Medicare Advantage plans offer Part B premium give back benefits, reducing your monthly Medicare costs. Florida retirees can save up to $148.50 monthly with Part B give back plans available throughout Southwest Florida.

Zero Premium Options

Multiple $0 premium Medicare Advantage plans serve Lee County, offering comprehensive coverage without monthly plan premiums while including prescription drug coverage and additional benefits.

Migration Path Benefits

Retirees moving from high-cost areas can compare benefits. Northern retirees from areas like Research Triangle NC often find enhanced benefits and lower costs in Southwest Florida Medicare plans.

Find Your Perfect Lee County Medicare Plan

Compare Medicare Advantage plans available in Lee County, Florida. Access premier Southwest Florida healthcare providers with comprehensive coverage and snowbird-friendly benefits.

Compare Lee County with Other Areas

Moving from Research Triangle?

Compare NC to Florida Medicare benefits and find enhanced coverage in Lee County.

NC Comparison →

Dual Eligible Benefits

If you qualify for Medicare and Medicaid, compare D-SNP options with standard plans.

D-SNP Options →

Premium Savings Focus

Maximize your Medicare savings with Part B give back and zero premium combinations.

Savings Guide →