Question 1

What is Part B Premium Give Back?

Accepted Answer

Part B Premium Give Back is a Medicare Advantage plan benefit that reduces or eliminates your Medicare Part B premium. The plan pays Medicare directly on your behalf, lowering your overall Medicare costs. Give back benefits typically range from $50 to the full Part B premium amount ($174.70/month in 2024 for most beneficiaries), providing significant monthly savings that can add up to $1,000-$2,000+ annually. This benefit is automatically applied to reduce your Social Security deduction for Part B or provides a direct payment if you pay Part B premiums separately.

Question 2

Who is eligible for Part B Premium Give Back plans?

Accepted Answer

To be eligible for Part B Premium Give Back plans, you must: 1) Be enrolled in both Medicare Part A and Part B, 2) Live in the plan's service area, 3) Continue to pay your Part B premium to Medicare (which will then be reduced by the give back amount), 4) Not be receiving Medicare benefits due to End Stage Renal Disease (ESRD), with some exceptions for established members or special circumstances. Give back amounts may vary by location and plan, so availability and benefit levels depend on your county of residence.

Question 3

How much can I save with Part B Premium Give Back?

Accepted Answer

Savings from Part B Premium Give Back vary by plan and location. Common give back amounts include: Partial give back of $50-$100/month ($600-$1,200 annually), substantial give back of $100-$150/month ($1,200-$1,800 annually), or full Part B premium give back of $174.70/month ($2,096.40 annually in 2024). Some areas offer higher give back amounts, particularly in competitive markets. These savings are in addition to other Medicare Advantage benefits like $0 plan premiums, dental, vision, and prescription drug coverage, making give back plans extremely valuable for cost-conscious beneficiaries.

Question 4

How do I receive the Part B Premium Give Back benefit?

Accepted Answer

The Part B Premium Give Back is applied automatically once you enroll in a qualifying Medicare Advantage plan. If your Part B premium is deducted from your Social Security check (most common), the give back amount reduces that deduction, increasing your net Social Security payment. If you pay Part B premiums directly to Medicare, you will receive a reimbursement payment from your Medicare Advantage plan. The process is handled between Medicare, Social Security, and your plan, so you don't need to submit claims or take any action. The benefit typically starts the first month your Medicare Advantage plan coverage begins.

Question 5

Can I get Part B Give Back with other Medicare Advantage benefits?

Accepted Answer

Yes, Part B Premium Give Back plans often include comprehensive additional benefits such as: $0 monthly plan premium (you only pay the reduced Part B premium), prescription drug coverage (Part D) included, dental benefits (cleanings, exams, sometimes major services), vision benefits (eye exams, glasses/contacts allowance), hearing benefits (exams, hearing aids), fitness memberships (gym access, Silver Sneakers), over-the-counter (OTC) allowances ($50-$200/quarter), transportation benefits for medical appointments, and telehealth services. These combined benefits make give back plans among the most valuable Medicare Advantage options, especially for beneficiaries on fixed incomes seeking maximum savings and comprehensive coverage.

Question 6

Are Part B Give Back plans available in my area?

Accepted Answer

Part B Premium Give Back plan availability varies significantly by location. These plans are most common in competitive Medicare Advantage markets, particularly in: Florida (especially Miami-Dade, Broward, Palm Beach counties), California (Los Angeles, Orange, San Diego counties), Texas (Dallas, Houston, San Antonio metro areas), Arizona (Maricopa County/Phoenix area), and select urban areas in Pennsylvania, New York, Georgia, and other states. Rural areas typically have fewer or no give back options. The give back amounts also vary by location, with competitive markets often offering higher benefits. To find available plans in your area, use Medicare's Plan Finder tool or contact a licensed Medicare agent who can search all plans in your county and compare give back amounts along with other benefits.

Part B Premium Give Back Medicare Advantage Plans 2025

What is Part B Premium Give Back?

How Part B Give Back Works

Monthly Premium Reduction Benefits

Eligibility Requirements Explained

Medicare Part B Give Back Plans Available

Top Give Back Plans by Region

Humana Part B Give Back Options

Anthem Medicare Give Back Benefits

Maximize Your Medicare Savings

Combine Zero Premium with Give Back

Additional Cost-Saving Benefits

Annual Out-of-Pocket Limits

Part B Give Back vs Regular Medicare

Monthly Premium Comparison

Total Annual Cost Analysis

Coverage Differences Explained

Enroll in Part B Give Back Plan

Check Your Give Back Eligibility

Get Personalized Savings Estimate

Start Saving on Medicare Today

Part B Give Back Plans by State and County

Florida Part B Give Back Plans

California Part B Give Back Plans

Texas Part B Give Back Plans

Part B Give Back in High-Cost States

Georgia Part B Give Back Plans

Special Medicare Programs with Part B Give Back