New York Medicare Plans 2025: Empire State Coverage
Discover comprehensive Medicare Advantage and supplement plans throughout New York State. From world-class NYC medical centers to upstate health networks and rural coverage, find the perfect Medicare plan for your Empire State healthcare needs.
New York Medicare Coverage Regions
New York City Metro
Premier Medicare coverage for Manhattan, Brooklyn, Queens, Bronx, and Staten Island with access to NYU Langone, Mount Sinai, NewYork-Presbyterian, and Memorial Sloan Kettering.
- • World-renowned medical centers
- • Extensive specialist networks
- • Multiple $0 premium options
- • Comprehensive urban coverage
Capital Region & Hudson Valley
Medicare coverage for Albany, Schenectady, Troy, and Hudson Valley communities with Albany Medical Center and regional health system access.
- • Albany Medical Center network
- • Regional hospital coverage
- • Rural and suburban options
- • Government employee benefits
Western New York
Buffalo, Rochester, and Western NY Medicare plans featuring University of Rochester, Buffalo General, and regional health systems.
- • University medical centers
- • Great Lakes region coverage
- • Academic hospital networks
- • Rural healthcare access
New York Medicare Advantage Benefits
Empire State Standards
- Zero premium Medicare Advantage plans available
- Comprehensive prescription drug coverage
- Annual out-of-pocket limits for financial protection
- Emergency care coverage nationwide
- Access to leading NYC medical centers
Enhanced NY Benefits
- Comprehensive dental, vision, and hearing coverage
- Transportation benefits for medical appointments
- Wellness programs and gym memberships
- Mental health and substance abuse services
- Chronic care management programs
Major New York Healthcare Networks
NYC Premier Systems
- • NewYork-Presbyterian Hospital
- • NYU Langone Health
- • Mount Sinai Health System
- • Memorial Sloan Kettering
- • Montefiore Health System
Upstate Networks
- • University of Rochester Medical Center
- • Albany Medical Center
- • Buffalo General Medical Center
- • Syracuse University Hospital
- • Bassett Healthcare Network
Regional Health Systems
- • Rochester Regional Health
- • St. Peter's Health Partners
- • Ellis Medicine
- • United Health Services
- • Excellus BlueCross BlueShield
New York Coverage Areas
NYC Boroughs
- • Manhattan
- • Brooklyn
- • Queens
- • Bronx
- • Staten Island
Long Island
- • Nassau County
- • Suffolk County
- • Westchester County
- • Rockland County
Capital Region
- • Albany
- • Schenectady
- • Troy
- • Saratoga Springs
Western NY
- • Buffalo
- • Rochester
- • Syracuse
- • Binghamton
New York Medicare Enrollment Calendar
Open Enrollment Begins
Start reviewing NY Medicare plans
Enrollment Deadline
Final day to enroll or change plans
Coverage Starts
New 2025 benefits begin
MA OEP Ends
Last chance to switch MA plans
New York Medicare Resources
Find Your Ideal New York Medicare Plan
Compare Medicare Advantage and supplement plans across New York State. Access premier healthcare networks from NYC to upstate communities with coverage designed for Empire State residents.