Palm Beach County Medicare Supplement Plans 2025: West Palm Beach Medigap Coverage Guide
Palm Beach: 455,000+ Medicare Beneficiaries, 236,600 Medigap Opportunity
Serving Palm Beach County from West Palm Beach to Boca Raton with comprehensive Medicare Supplement (Medigap) coverage. Access freedom to choose any doctor nationwide with no network restrictions, local specialists, and Plan G coverage starting at $165/month for South Florida's affluent senior community.
🏥 Palm Beach County Medicare Supplement Insurance Plans
🌟 Popular Medigap Plans in Palm Beach
🎯 Why Medigap in Palm Beach County?
- 🏥No Network Restrictions: See any Medicare doctor nationwide
- 🌍Travel Freedom: Coverage anywhere in US, even 80% abroad
- 💊Pair with Part D: Add prescription drug coverage separately
- 🔒Guaranteed Renewable: Cannot be cancelled for health reasons
- 📊Predictable Costs: Fixed monthly premium, minimal surprises
💡 Palm Beach County Medicare Advantage
With 455,000+ Medicare beneficiaries, Palm Beach County is Florida's largest Medicare market. While 48% choose Medicare Advantage, 52% (236,600 seniors) prefer the flexibility of Original Medicare with Medigap coverage. Popular with affluent retirees who value nationwide coverage, access to top medical specialists without referrals, and predictable healthcare costs. Major healthcare systems like Jupiter Medical Center, Palm Beach Gardens Medical Center, and Bethesda Hospital East serve the region.
Compare South Florida Medicare Coverage:
🌴 Medicare Supplement Coverage by Palm Beach County City
🏙️ West Palm Beach Medigap Plans
West Palm Beach (112,000 residents, 28,000+ Medicare beneficiaries) is Palm Beach County's largest city and healthcare hub.
- ✓ St. Mary's Medical Center - Major hospital system
- ✓ Good Samaritan Medical Center - Comprehensive care
- ✓ Plan G premiums: $165-$185/month
- ✓ Urban access to specialists without referrals
- ✓ Pair with Part D for prescription coverage
🏖️ Boca Raton Medigap Coverage
Boca Raton (98,000 residents, 32,000+ Medicare beneficiaries) offers premium healthcare for affluent retirees.
- ✓ Boca Raton Regional Hospital - Top-rated facility
- ✓ West Boca Medical Center - Comprehensive services
- ✓ Plan G premiums: $165-$190/month
- ✓ High Medigap penetration (60%+) among affluent seniors
- ✓ Access to Cleveland Clinic affiliates nationwide
🌊 Delray Beach Medicare Supplement
Delray Beach (70,000 residents, 19,000+ Medicare beneficiaries) is known for active adult communities and beach lifestyle.
- ✓ Delray Medical Center - Full-service hospital
- ✓ Plan G premiums: $162-$180/month
- ✓ Popular with snowbirds who travel frequently
- ✓ No network restrictions for summer travel north
- ✓ Foreign travel emergency coverage (80%)
🐴 Wellington Medigap Plans
Wellington (65,000 residents, 12,000+ Medicare beneficiaries) serves equestrian community with high-quality healthcare access.
- ✓ Wellington Regional Medical Center - Modern facility
- ✓ Plan G premiums: $165-$185/month
- ✓ Access to Mayo Clinic and Johns Hopkins via Medigap
- ✓ No referrals needed for sports medicine specialists
- ✓ Coverage for equestrian-related medical needs
🏝️ Boynton Beach Medigap Coverage
Boynton Beach (80,000 residents, 24,000+ Medicare beneficiaries) offers coastal living with strong Medigap enrollment.
- ✓ Bethesda Hospital East - Comprehensive care center
- ✓ Plan G premiums: $160-$180/month
- ✓ Popular with retirees from Northeast US
- ✓ Coverage anywhere in US (visit family up north)
- ✓ Pair with standalone Part D plan
⛳ Jupiter & Palm Beach Gardens Medigap
Jupiter & Palm Beach Gardens (125,000+ combined residents, 28,000+ Medicare beneficiaries) serve northern Palm Beach's golf communities.
- ✓ Jupiter Medical Center - Top-rated regional hospital
- ✓ Palm Beach Gardens Medical Center - Advanced care
- ✓ Plan G premiums: $165-$190/month
- ✓ High-income retirees prefer Medigap flexibility
- ✓ Access to cardiology specialists without referrals
📍 Other Palm Beach County Communities Served
Coastal Communities:
- • Lake Worth Beach
- • Palm Beach
- • Singer Island
- • Juno Beach
Inland Cities:
- • Royal Palm Beach
- • Greenacres
- • Lake Worth
- • Lantana
Active Adult Communities:
- • Century Village (Boca & WPB)
- • Kings Point
- • Aberdeen
- • Leisureville
📊 Compare Medicare Supplement Plans in Palm Beach County
| Coverage | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| Monthly Premium | $165-$190 | $130-$155 | $50-$65 |
| Part B Deductible ($240) | ❌ Not covered | ❌ Not covered | ❌ Not covered |
| Part B Excess Charges | ✅ Covered | ❌ Not covered | ✅ After deductible |
| Part A/B Copays | ✅ 100% covered | ⚠️ $20 office / $50 ER | ✅ After $2,800 deductible |
| Foreign Travel Emergency | ✅ 80% coverage | ✅ 80% coverage | ✅ After deductible |
| Best For | Comprehensive coverage | Lower premiums | Healthy, budget-conscious |
💡 Palm Beach County Plan Selection Tips
- ✓ Plan G is the most popular choice (65% of Palm Beach enrollees) - comprehensive coverage with predictable costs
- ✓ Plan N saves $30-35/month if you're comfortable with small copays and rarely see specialists
- ✓ High Deductible Plan G ideal if you spend less than $2,000/year on healthcare and want lowest premiums
- ✓ All plans standardized by federal law - same benefits regardless of insurance carrier
- ✓ Compare rates from multiple carriers - get free quotes for identical coverage
- ✓ Pair any Medigap plan with standalone Part D for prescription drug coverage
📋 Palm Beach County Medicare Supplement Enrollment
✅ Best Time to Enroll
- 1.Medigap Open Enrollment (6 months): Starts when you turn 65 and enroll in Part B. Guaranteed acceptance, no health questions, best rates. Learn more.
- 2.Switching from Medicare Advantage: Florida offers limited guaranteed issue rights. Apply during Annual Enrollment Period (Oct 15 - Dec 7).
- 3.Year-round enrollment: Can apply anytime, but may require health underwriting if outside open enrollment periods.
🏥 Palm Beach County Resources
- • Local Medicare Supplement Specialists
- • Medigap Plan Comparison Guide
- • Plan G Coverage Details
- • Part D Prescription Drug Plans
- • Medicare Advantage vs Medigap
- • Understanding Medicare Costs
- • Enrollment Periods Explained
Compare Florida Counties:
📚 Palm Beach County Medicare Supplement Resources
Medigap Plans:
- • Medicare Supplement Overview
- • All Medigap Plans A-N
- • Plan G vs Plan N Comparison
- • High Deductible Plan G Guide
Prescription Coverage:
- • Medicare Part D Plans
- • Formulary Lookup Tool
- • Part D Coverage Guide
- • Extra Help / LIS Program
🏥 Get Expert Medicare Supplement Help in Palm Beach County
Compare Plan G, Plan N, and High Deductible Plan G for West Palm Beach, Boca Raton, Delray Beach, and all Palm Beach cities. Work with local specialists who understand Florida's largest Medicare market. No network restrictions, nationwide coverage.