Find the Best Medicare Advantage plans in Miami
1 Medicare Advantage plans to choose from. Find plans with dental, vision & fitness benefits.
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$0 Premium Plans
Many plans available with no monthly premium
Extra Benefits
Dental, vision, hearing aids, and fitness programs
Licensed Agents
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Medicare Advantage Plans in Miami, FL
Compare Medicare Advantage Plans
Use our interactive tool to compare plans side by side and find the perfect Medicare Advantage plan for your needs and budget.
UnitedHealthcare AARP MedicareComplete Plan 1 (HMO)
UnitedHealthcare
Extra Benefits:
Kaiser Permanente Senior Advantage (HMO)
Kaiser Permanente
Extra Benefits:
Humana HMO Value Plus
Humana
Extra Benefits:
Anthem MediBlue Plus (PPO)
Anthem
Extra Benefits:
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Our licensed Medicare specialists are here to help you find the perfect plan for your needs and budget.
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Extra Benefits Beyond Original Medicare
Medicare Advantage plans offer additional benefits that Original Medicare doesn't cover, helping you save money and stay healthier.
Dental Coverage
Preventive, basic, and major dental services including cleanings, fillings, and crowns.
- Preventive care at 100%
- Basic services at 80%
- Major services at 50%
- Annual maximums up to $3,000
Vision Benefits
Eye exams, glasses, and contact lenses to keep your vision clear.
- Annual eye exams
- Frames allowance up to $250
- Contact lens allowance
- Progressive lens upgrades
Hearing Aids
Hearing exams and hearing aid coverage to help you stay connected.
- Annual hearing exams
- Hearing aid allowance up to $3,000
- Fitting and adjustments
- Battery coverage
Fitness Programs
Gym memberships and fitness programs to help you stay active and healthy.
- SilverSneakers membership
- 15,000+ participating locations
- Home fitness kits
- Online workout classes
Transportation
Transportation to medical appointments when you need it most.
- Rides to/from medical appointments
- Up to 24 one-way trips per year
- No copayments
- Easy scheduling
Over-the-Counter Items
Monthly allowance for health and wellness products you use every day.
- Monthly OTC allowance up to $120
- Health and wellness products
- Order online or by phone
- Home delivery available
Medicare Advantage vs. Original Medicare
| Coverage | Medicare Advantage | Original Medicare |
|---|---|---|
| Medical Coverage (Parts A & B) | ā Included | ā Included |
| Prescription Drug Coverage (Part D) | ā Usually Included | Optional (Extra Cost) |
| Dental Coverage | ā Often Included | ā Not Covered |
| Vision Coverage | ā Often Included | ā Not Covered |
| Hearing Aids | ā Often Included | ā Not Covered |
| Fitness Programs | ā Many Plans | ā Not Covered |
| Transportation | ā Many Plans | ā Not Covered |
| Annual Out-of-Pocket Maximum | ā Yes (2024: $8,850) | ā No Limit |
Understanding Medicare Advantage Costs
Monthly Costs
- Plan Premium: Many plans have $0 monthly premiums
- Medicare Part B Premium: You still pay your Part B premium (standard $174.70 in 2024)
- Part D Premium: Often included at no additional cost
When You Use Care
- Deductibles: Annual amount you pay before plan coverage begins
- Copayments: Fixed amounts for specific services
- Max Out-of-Pocket: Annual limit on your total costs (2024 limit: $8,850)
Medicare Advantage Enrollment Guide
Understanding when and how to enroll in Medicare Advantage is crucial for getting the coverage you need when you need it.
Medicare Enrollment Periods
- Available to all Medicare beneficiaries
- Can enroll in a new Medicare Advantage plan
- Can switch from one Medicare Advantage plan to another
- Can switch from Medicare Advantage back to Original Medicare
- Changes take effect January 1st
Need Help with Enrollment?
Our licensed agents can help you navigate the enrollment process and find the right plan.
Frequently Asked Questions
Get answers to the most common questions about Medicare Advantage plans.
Still Have Questions?
Our licensed Medicare experts are here to help answer your questions and guide you through the process.
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Ready to Find Your Perfect Insurance Plan?
Our licensed agents are standing by to help you compare plans and enroll in coverage that fits your needs and budget.
Licensed agents available 7 days a week ā¢ No obligation ā¢ 100% free service