Best Medicare Advantage Plans in Miami-Dade County, FL 2025
Compare 95+ Medicare Advantage plans with bilingual Spanish/Creole support, access to Jackson Health System, Baptist Health, and comprehensive coverage for Miami's diverse communities
Medicare Advantage Coverage for Miami-Dade's Diverse Communities
With 69% Hispanic population and residents from Cuba, Venezuela, Colombia, Haiti, Nicaragua, and beyond, Miami-Dade County needs Medicare plans that understand cultural healthcare needs and provide bilingual support.
Bilingual Customer Service
Spanish-speaking agents available 7 days a week. Materials in Spanish, Haitian Creole, and Portuguese. Cultural competency training for all representatives.
South Florida Healthcare Networks
Access to Jackson Memorial, Baptist Health, Mount Sinai, and 2,500+ providers throughout Miami-Dade, Broward, and Palm Beach counties.
International Coverage Options
Special plans with coverage for emergency care in Latin America and the Caribbean for seniors who travel to visit family.
Top Medicare Advantage Carriers in Miami-Dade County
Compare plans from 8 major insurance carriers serving South Florida's Medicare population
Humana
Plan Types: HMO, PPO, PFFS
Avg Premium: $0-$35/month
Special Features: Strong dental/vision benefits, SilverSneakers fitness program, bilingual Spanish support
UnitedHealthcare
Plan Types: HMO, PPO, Dual-Eligible SNP
Avg Premium: $0-$40/month
Special Features: Largest provider network, international emergency coverage, OTC benefits up to $100/month
Aetna CVS Health
Plan Types: HMO, PPO
Avg Premium: $0-$25/month
Special Features: CVS pharmacy integration, telehealth services, healthy foods card up to $900/year
Cigna
Plan Types: HMO, PPO
Avg Premium: $10-$45/month
Special Features: Global health resources, wellness coaching, comprehensive dental included
WellCare (Centene)
Plan Types: HMO, D-SNP
Avg Premium: $0-$15/month
Special Features: Focus on dual-eligible members, food assistance programs, transportation included
Florida Blue
Plan Types: HMO, PPO
Avg Premium: $0-$30/month
Special Features: Florida's largest network, Blue Cross Blue Shield nationwide, Spanish customer service
Devoted Health
Plan Types: HMO, SNP
Avg Premium: $0-$20/month
Special Features: Tech-enabled care team, 24/7 virtual care, personalized health concierge
Alignment Health Plan
Plan Types: HMO
Avg Premium: $0-$25/month
Special Features: AVA care coordination platform, in-home health assessments, multilingual support
Miami-Dade County Cities We Serve
Comprehensive Medicare Advantage coverage across all 34 municipalities and unincorporated areas of Miami-Dade County
🌆 Greater Miami
- • Miami
- • Miami Beach
- • Coral Gables
- • Coconut Grove
- • Brickell
- • Downtown Miami
- • Wynwood
- • Little Havana
⬆️ North Miami-Dade
- • North Miami
- • North Miami Beach
- • Aventura
- • Sunny Isles Beach
- • Bal Harbour
- • Bay Harbor Islands
- • Surfside
⬅️ West Miami-Dade
- • Hialeah
- • Miami Lakes
- • Doral
- • Sweetwater
- • Westchester
- • Fontainebleau
- • Tamiami
⬇️ South Miami-Dade
- • Kendall
- • Homestead
- • Cutler Bay
- • Palmetto Bay
- • Pinecrest
- • Florida City
- • South Miami
Complete County Coverage
Medicare Advantage plans available in all 34 incorporated municipalities and unincorporated areas including Key Biscayne, Opa-locka, Miami Springs, Hialeah Gardens, and all neighborhoods throughout Miami-Dade County.
Medicare Advantage Benefits in Miami-Dade County
Compare benefit levels across all Medicare Advantage plans available in South Florida
Standard Benefits
Included in all Medicare Advantage plans
- ✓Part A Hospital Coverage
- ✓Part B Medical Coverage
- ✓Part D Prescription Drugs
- ✓Preventive Care Services
- ✓Emergency & Urgent Care
- ✓Annual Wellness Visit
Enhanced Benefits
Available in most plans at $0-$40/month
- ✓Dental (Cleanings, Fillings, Extractions)
- ✓Vision (Exams, Glasses, Contacts)
- ✓Hearing Aids (Up to $2,000/year)
- ✓Fitness Membership (SilverSneakers)
- ✓Transportation (12-24 rides/year)
- ✓OTC Items ($50-$100/month)
Premium Benefits
Top-tier plans with comprehensive coverage
- ✓Comprehensive Dental (Including Crowns)
- ✓Premium Designer Eyewear
- ✓Advanced Hearing Technology
- ✓At-Home Fitness Equipment
- ✓Healthy Meals Delivery ($900/year)
- ✓24/7 Nurse Hotline & Telehealth
Servicio en Español y Creole / Spanish & Creole Services
Medicare Advantage plans designed for Miami-Dade's multicultural communities with bilingual support in 4 languages
Spanish / Español
Agentes bilingües certificados disponibles 7 días a la semana. Materiales en español, servicio al cliente en su idioma.
Haitian Creole / Kreyòl
Sèvis nan Kreyòl Ayisyen pou kominote ayisyen Miami-Dade. Ajan ki pale Kreyòl ak dokiman nan lang ou.
Portuguese / Português
Suporte em português para comunidades brasileiras em Miami. Agentes bilíngues e materiais traduzidos.
French / Français
Services en français pour les communautés haïtiennes et francophones de Miami-Dade.
Ready to Find Your Perfect Medicare Advantage Plan in Miami-Dade?
Our licensed bilingual insurance agents specialize in helping Miami-Dade County residents compare Medicare Advantage plans and find the best coverage for their needs and budget.
Free Consultation
No cost, no obligation plan comparison
Bilingual Agents
Spanish, Creole, Portuguese, French
Licensed Experts
Florida-licensed Medicare specialists
📍 Serving all of Miami-Dade County | Available Monday-Saturday 8am-8pm EST