ACA marketplace
$0 ACA Marketplace plans in Pinellas County.
Serving St. Petersburg, Clearwater, Largo
ACA Open Enrollment for 2027 opens in 15 days.
Enrollment window: Nov 1, 2026 – Jan 15, 2027.
Pinellas County residents in St. Petersburg, Clearwater, Largo, and Pinellas Park may qualify for Oscar Health's $0 Bronze Classic plan. Pinellas has one of the largest subsidy-eligible uninsured populations in the Tampa Bay area — hospitality, service, and gig workers in particular. We also serve Pinellas's growing bilingual (English/Spanish) population.
Estimate your ACA subsidy
Enter your household size, projected income, and the ages of everyone who needs coverage. We'll estimate the monthly premium tax credit (APTC) you may qualify for.
Why Pinellas County is an ACA opportunity
Oscar Health offers a $0 Bronze Classic plan in Pinellas County (Oscar market code FL52) to subsidy-eligible residents. For 2027 plan year the original ACA subsidy rules apply — lower-income households (typically below ~300% FPL) see the largest premium tax credits, and may qualify for a $0 plan after subsidy. Use the calculator above to check your estimated eligibility.
Full carrier lineup in Pinellas County
See /florida-aca for every ACA Marketplace carrier we represent in Florida, plus the licensed El-Mag agents who serve Florida residents.
Ready to enroll in Pinellas County?
Talk to a licensed El-Mag agent — bilingual (English/Spanish) support available.